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Trauma insurance (sometimes referred to as Critical Illness) is a relatively new product, specifically introduced because of the major medical advances in treatment which have resulted in substantial increases in survival rates after a serious medical condition such as a heart attack.

Trauma insurance can be an important supplement, or a stand alone product, to Life insurance. If a person suffers a medical trauma, Life insurance (including cover residing in a superannuation fund) won't help, as the person is still alive.

Trauma insurance offers protection by providing a lump sum payment in the event you are diagnosed with one of a range of specified medical conditions.

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